Following 12+ extraordinary months in the COVID “normal” world we have seen a large impact on investment dividends particularly in Australian equities. At the same time income from cash and term deposits has never been worse with a CBA term deposit currently paying a paltry 0.30% for 12 months. During the peak of COVID uncertainty […]
From 31 March 2020, Life Insurance companies no longer offer Agreed Value policies (agreed value means the level of cover can be set at the time the policy is and will hold ongoing). Following this change, only Indemnity income protection policies will be offered which effectively limits the value of a claim with most recent […]
Ways you can protect your income against rising living costs include: Invest and maintain investments in the key businesses and sectors of the economy (both in Australia and internationally) who generate and sell the products we commonly buy and consume. Stay the course and invest regularly. This may include investing new savings or reinvesting surplus […]